Cash and Margin Accounts
An overview of cash and margin account concepts for readers evaluating broker-connected trading workflows.
Margin can increase buying power and also increase loss exposure. Account type matters.
Cash account basics
In a cash account, securities generally must be paid for with available cash. Frequent trading can raise settlement and good-faith issues if funds have not settled.
ZadVest can display workflow context, but broker account rules still come from the broker and applicable regulations.
Margin account basics
A margin account allows borrowing against account collateral. That can increase buying power, but it can also increase losses and create account obligations.
Margin is a serious account feature, not simply extra opportunity.
Where ZadVest fits
ZadVest is a software layer. It can help users notice account context, but it does not replace broker disclosures or personal suitability review.
Broker account agreements remain the source for account-specific rules.