SIPC and Market Losses
An explanation of brokerage protection boundaries and why SIPC protection is not market-loss insurance.
SIPC protection is about missing assets at a failed member brokerage, not about market value going down.
What SIPC is for
SIPC explains that it steps in when a brokerage firm fails financially and customer assets are missing from accounts.
That is different from a stock, ETF, or other security losing value because of market movement.
Why this matters
Broker protection and investment performance are different concepts. A reader can care about both: where assets are held and whether those assets can decline in value.
ZadVest separates broker-custody statements from market-risk statements.
Broker documents still matter
Broker disclosures, account agreements, and relevant protection information provide the account-specific details.
ZadVest can link to official materials, but it does not replace those documents.